White chicken Chili

I tried to do artsy with the broken bread...I know didn't work for me, looks like Keaton ate part of it first. This soup is EASY and good. I got it awhile ago from a recipe swap. I have made so many changes to it that it is a shadow of what I was given :)

White Chicken Chili
1 med onion chopped (I pre-chop my onions and freeze them in 1/2 cup bags)
1tsp garlic powder (or 2 fresh cloves)
1 1/2 cup shredded or cubed cooked chicken (I will give you my take on this later in the week)
1 Tbsp Olive Oil
2 15 oz cans White beans (I cooked a bag of dried beans and froze them in 1 cup bags (I used 2 bags)
1 14 oz can chicken broth
1 1/2 cups salsa
1 tsp salt
1 tsp oregano
1 tsp chili powder
1 cup sour cream (I use light)
1 cup whipping cream (I never put this in but I do add a bit more broth)

Saute onion and garlic till clear. Add everything else except sour cream or whip cream. Bring to a boil simmer for 30 minutes. Remove from heat stir in sour cream and milk (I just mix a little sour cream in each bowl. It also cools it off a bit).